How to Plan Quarterly Goals: A 90-Day SMART Guide

Oct 3, 2025

Learn how to effectively plan and achieve quarterly goals with a 90-day SMART strategy. Step-by-step guide for success.

The final three months of the year are upon us, and they offer an incredible opportunity to refocus, recalibrate, and rewrite the year’s narrative. Whether you feel 2025 has been a rollercoaster of highs and lows or you’re simply looking for a strong finish, structured quarterly goal planning can be the transformative tool that bridges where you are now and where you want to be.

In this article, we break down a practical, step-by-step approach to mastering quarterly goals using a 12-week, SMART goal planning system. This method isn’t just about productivity; it’s about being intentional with your time, aligning priorities with values, and making actionable progress. Let’s dive in and unpack the strategies that can help you finish the year strong.

Why the Last Quarter is Your Fresh Start

The last quarter is often overlooked, with many waiting until January for a "fresh start." But as the video’s creator insightfully noted: "If not now, when?" These final 90 days provide a chance to reflect on the year, revisit unfulfilled aspirations, and carve out a clear path toward meaningful accomplishments. With structured planning, you can position yourself for success - not just now, but in the year ahead.

This guide begins by breaking down the essentials of goal-setting and shows you how to develop a vision-driven, action-oriented plan to achieve your goals in manageable steps.

The 12-Week Goal Planning Framework: A Step-by-Step Breakdown

The 12-week planner discussed in the video is not just another productivity tool - it’s a system intentionally designed to help you map out goals that are specific, measurable, and achievable within a defined timeframe. Here’s how the framework works:

1. Start with a Quarterly Overview

The quarterly overview serves as the foundation for the next 12 weeks. Use this section to:

  • Note key dates, deadlines, or holidays.

  • Identify your general priorities for the upcoming months.

  • Begin building clarity around what you want to achieve and how you want to feel.

This step encourages a bird’s-eye view of your life, helping you contextualize your goals within your day-to-day commitments.

2. Define Your Vision

Your goals should stem from a vision of how you want to live and feel over the next three months. Jot down your aspirations and intentions. For example:

  • Do you want to feel more organized, accomplished, or connected?

  • Are there specific areas of your life - health, career, relationships - that need attention?

The vision page is your motivation anchor. It keeps you aligned with your deeper "why" as you work through the planner.

3. Use the SMART Goal Framework

The heart of the system lies in creating SMART goals - goals that are Specific, Measurable, Achievable, Relevant, and Time-Based. Here’s what each component looks like in practice:

  • Specific: Define exactly what you want to achieve. Avoid vague statements like "get fitter" and instead aim for "complete one unassisted pull-up by December 31."

  • Measurable: Attach numbers or milestones to your goals. For instance, "read 18 books per month to reach my yearly reading target."

  • Achievable: Be realistic about your starting point and resources. Incremental progress beats lofty, unattainable ambitions.

  • Relevant: Align goals with your personal values and long-term aspirations. Avoid adopting trends that don’t genuinely resonate with you.

  • Time-Based: Set clear deadlines for each goal. This creates urgency and prevents procrastination.

Using this structure, you can break down larger goals into manageable pieces while maintaining focus and accountability.

4. Create Goal-Specific Action Steps

Once your overarching goals are set, the planner encourages you to list actionable steps for each one. For example:

  • Goal: Complete one unassisted pull-up.
    Steps:

    • Increase upper-body workouts to twice a week.

    • Practice negative pull-ups consistently.

    • Build strength with assisted pull-ups.

Each action step should feel achievable and directly contribute to the larger goal. This method transforms aspirations into tasks you can tackle daily or weekly.

5. Plan Weekly Milestones

The planner includes weekly spreads that allow you to focus on your most immediate priorities. Each week, revisit your goals and select which ones to prioritize:

  • Choose 1–2 primary goals to work on for the week.

  • Reference your action step list and assign tasks to specific days.

  • Use trackers for habits, tasks, or metrics (e.g., gym attendance, steps taken).

This micro-level focus helps prevent overwhelm and keeps progress steady without spreading yourself too thin.

6. Reflect and Adjust

At the end of the 12-week period, a reflection page allows you to evaluate your successes and challenges. Questions to consider include:

  • What did I accomplish, and what contributed to that success?

  • What obstacles did I face, and how can I overcome them in the future?

  • Are there methods I found particularly effective, such as time-blocking or the Pomodoro technique?

Reflection isn’t just about celebrating wins; it’s about learning and refining your process for the next quarter.

Case Study: Applying SMART Goals in Real Life

To illustrate how the system works, let’s explore a few examples from the video:

  1. Fitness Goal: "Do one unassisted pull-up by December 31."

    • Why: It’s been a persistent aspiration for years, and achieving it will bring a sense of accomplishment.

    • Steps: Increase upper-body strength through gym sessions, practice assisted pull-ups, and work on form using negatives.

  2. Relationship Goal: "Have one date night per month with my partner."

    • Why: To reconnect and strengthen the bond despite busy schedules.

    • Steps: Schedule dates in advance and ensure no work commitments overlap.

  3. Decluttering Goal: "Organize the garage by December 1."

    • Why: Create a functional, stress-free storage space.

    • Steps: Block out weekends for decluttering, sell items online, and invest in storage solutions.

These examples highlight the power of breaking seemingly daunting goals into digestible, actionable steps.

Key Takeaways

  • Your year isn’t over yet: The last quarter can be transformative if you approach it with intention.

  • Clarity fuels progress: Start with a vision of how you want to feel, then align your goals accordingly.

  • SMART goals work: Structure your objectives to be Specific, Measurable, Achievable, Relevant, and Time-Based.

  • Break goals down: Use action steps to make progress manageable and measurable.

  • Focus weekly: Prioritize 1–2 goals at a time to avoid overwhelm and maximize effectiveness.

  • Reflect and refine: Learn from your experiences to optimize your goal-planning process for the future.

A Final Thought on Taking Action

Success is a decision. Whether it’s improving your fitness, strengthening relationships, or conquering a long-avoided task, the choice to act or defer is yours. The 12-week planner serves as a tool, but it’s your commitment and consistency that will drive results. As the video creator reminded us: "How do you want to feel in three months? Do you want to say, ‘I decided to try,’ or, ‘I didn’t bother’?"

The time to rewrite your story is now. Start small, stay consistent, and let the last quarter of 2025 set the tone for everything to come. You’ve got this.

Source: "Quarterly goal planning | how to set goals and stay focused" - LIFEstyledplanner, YouTube, Sep 25, 2025 - https://www.youtube.com/watch?v=GMlFesgggII

Use: Embedded for reference. Brief quotes used for commentary/review.

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